About Us

A direct lender rooted in Atlanta, built for Georgia business.

We help companies across the state turn ambition into funded reality — with structure, clarity, and a relationship that lasts beyond the first deal.

Our story

Why we built H & R Investments Georgia

H & R Investments Georgia, LLC was founded on a frustration our team kept hearing from Georgia business owners: getting funded felt like navigating a maze. Applications disappeared into portals, terms were buried, and the people on the other end changed with every call. We believed there was a better way to lend — one that felt less like a gauntlet and more like an open arch: solid underneath, and pointed toward where a business is trying to go.

As a direct lender, we underwrite and fund in-house. There is no daisy chain of brokers between you and a decision. That structure lets us look at the full picture of a business — its revenue rhythm, its goals, its season — and design financing that actually fits. From our home base at 45 Moreland Ave SE in Atlanta, we work with operators across Georgia who are building something worth funding.

What we believe

Principles that guide every approval

Transparency first

We explain structure, terms, and expectations before you commit. No fine-print surprises, no buried conditions — just plain language and honest answers.

Durable structures

Funding should support growth, not strain it. We design repayment to fit how your business actually earns, so capital becomes a tailwind rather than a weight.

Real relationships

You work with people who know your file. We stay reachable through the life of your funding and treat each approval as the beginning of a partnership.

Who we serve

Operators across Georgia

From Atlanta storefronts to logistics outfits, contractors, healthcare practices, and growing service businesses, we work with established companies that need capital to manage cash flow, acquire equipment, or fund their next stage of expansion.

Whether you're smoothing a seasonal dip with working capital, matching funding to your revenue, or bridging toward a bigger move, our role is the same: structure capital that opens a passage forward.

At a glance

Headquarters: 45 Moreland Ave SE, Atlanta, GA 30316

Model: Direct lender — in-house underwriting & funding

Focus: Working capital, revenue-based financing, equipment financing, business funding, bridge/expansion

Contact: sydnee@hrinvestmentsgeorgia.com

Let's build your next step together

Reach out and tell us about your business. We'll respond with clear, no-pressure information about how funding could work for you.

Get in Touch