Services

Financing built around how your business actually works.

Five core funding solutions, all underwritten and funded directly by H & R Investments Georgia, LLC — structured to support growth across the state.

Working Capital Loans

Reliable funding for the everyday demands of running a business — payroll, inventory, supplier payments, marketing pushes, and the seasonal swings that test cash flow. Working capital loans give you a cushion to operate confidently and seize time-sensitive opportunities without draining reserves. We size each facility to your revenue and operating cycle so repayment fits comfortably within how your business earns, keeping day-to-day momentum intact.

Revenue-Based Financing

Funding aligned directly to your sales performance. Instead of a rigid fixed schedule, revenue-based financing flexes with the natural rhythm of your receipts — easing in slower periods and keeping pace when business is strong. It is well suited to companies with variable or seasonal revenue that want capital today while preserving breathing room. We model funding against your historical and projected revenue so the structure supports the business rather than working against it.

Equipment Financing

Acquire the machinery, vehicles, technology, and tools your operation depends on while keeping cash on hand for everything else. Equipment financing lets you put productive assets to work immediately and spread the cost over their useful life. From a single critical purchase to a full fleet or facility upgrade, we structure terms around the asset and your cash flow so growth is never gated by a large upfront outlay.

Business Funding

Flexible growth capital for established companies pursuing their next milestone — opening a location, expanding a team, launching a product line, or investing in a major opportunity. As a direct lender, we look at the whole picture of your business and design funding tied to clear objectives, with terms explained plainly before you commit. The result is capital that arrives with a purpose and a structure you understand.

Bridge & Expansion Capital

Purpose-built funding to carry your business across a defined gap or fuel a clear expansion. Bridge and expansion capital helps you act on timing-sensitive moves — covering a transition, financing a build-out, or supporting growth ahead of incoming revenue. We structure these facilities around concrete milestones and a realistic path, so the bridge actually reaches the other side.

How it works

A clear path from conversation to funded

1

ConnectShare a few details about your business and what you're working toward.

2

ReviewWe underwrite in-house and look at the full picture of your operation.

3

StructureWe propose terms in plain language and answer every question before you commit.

4

FundOnce approved and accepted, capital is put to work for your next step.

All financing is subject to underwriting and approval. Terms vary based on your business profile and the solution selected.

Not sure which option fits?

Tell us about your business and goals, and we'll point you toward the structure that makes the most sense.

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